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Home you and your home homeowners staircasing

staircasing

Shared owners have the option to purchase more shares in their home when they can afford to. In most leases you can staircase to 100% and own your home outright.

You are able to staircase as soon as you first purchase the property. However, this is not usually advised, as you are likely to be in a fixed rate mortgage, and high fees are often incurred from the lender if you try to change this agreement during the fixed rate period.

The purchase will be calculated using the current market value of the home. If you would like further details, please contact our HomesHub team on 0151 708 4650 who will be happy to guide you through the process.

There are some properties that are limited to staircasing to a maximum of 80%. This information would have been provided to you when you bought your home and will also be listed in the lease.

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