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your lease

Your lease is an important document which forms the legal contract between you as the buyer, and Plus Dane as your landlord. Your lease is an important legal document so keep it in a safe place. Your solicitor should have explained the lease and its contents before you bought your home, but we are happy to help if you have any questions. 

The lease gives you the right to use and live in your home, and explains your rights of ownership on the property.

Plus Dane own the freehold of the building and, in most cases, the land that the property is built on. If you have bought your home from new as the first sale, the lease will probably be for a period of 125 years and will have your name on it.

If you bought your home from another person, the lease will have been “assigned” to you for the remainder of the original term. You will have a Notice of Assignment confirming that you have purchased the lease, and the remaining length of the lease. Please note the original owner’s name will remain on the original lease. If you need legal guidance regarding your lease, you should seek independent advice. As a general guide, your lease sets out the following:

  •  The length of your lease, including the date it started
  •  Your responsibilities as the owner/leaseholder
  •  Plus Dane’s responsibilities as the freeholder

What other information does the lease contain?

The lease will also describe the property that you have bought (and will contain plans showing details of any garden, shed or garage) and your rights, if any, over communal areas. Leases differ depending on the year they were issued, but each will be split into sections, known as schedules. Each of the schedules refers to particular rights, responsibilities and/or obligations. These are:

The Premises

This schedule details the parts of the property you own and are responsible for, e.g. walls, floors etc.

Mutual Covenants

These are the obligations for you to adhere to. This ensures there is no improper use of the property, such as anti-social behaviour or illegal activity.

Easement Rights & Privileges

Gives details of access rights, such as utilities and walkways. It explains our rights for access if required and also your rights to use communal areas etc.

Exceptions & Reservations

This allows us to be able to access your property to ensure the appropriate use of the home, as detailed in the mutual covenant section.

Rent Review

Each year, your rent will increase. This section will detail how the increase is calculated.

Staircasing

If you have the right to buy further shares in your home, this section will contain the legal guidelines for doing this.

Defined Terms

This is a list of legal terms, along with their meanings, that are included in your lease.

Assignment of whole to nomination purchaser

This gives us rights to nominate a purchaser if/ when you choose to sell. There may also be a defined period of time for us to do this.

 

Please note: not all the above will be in every lease as they are reviewed and changed. If you have any questions, please contact the Sales team

You are generally not allowed to move out of the property and rent it to someone else. Occasionally permission for this is granted if a leaseholder is having difficulties making payments as a hardship tool, but this is only ever on a short-term basis with permission. If you wish to rent out your spare room to someone, this is allowed as long as you are living in the property as well.

Yes. Once your lease has 70 years or less remaining, this can become problematic when remortgaging or selling. Therefore we recommend extending your lease before it gets below 70 years. Please note there are costs involved in this process.

If you require a copy of your lease, please contact us and we will arrange for a copy to be sent to you. Please note there will be an administration charge of £30 for this.

Although each estate may have individual restrictions, we are happy for you to have pets on the basis they are not a nuisance to others. Dogs are allowed in properties that have their own private garden.

In most of our apartments, a communal satellite dish will have been fitted as part of the initial build. Each house has different rules so check with your Sales Advisor. Details of this can be found in your Handover Pack from when you moved in.

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