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Home You and your home Homeowners Staircasing

Staircasing

Staircasing is the process of buying more shares in your shared ownership home. The more shares you buy, the bigger your ownership percentage—and the less rent you’ll pay.

In most leases you can staircase to 100% and own your home outright. You'll be able to staircase as soon as you first purchase the property. 

If you’d like to buy more shares, here’s what happens next:

  1. Get a valuation – You’ll need a valuation from a Royal Institute of Chartered Surveyors (RICS) surveyor. Here is a handy link to the RICS website where you can find your local RICS Surveyors.
  2. Send us your valuation – Once you have your valuation, share a copy with us.
  3. Confirm your solicitor – Let us know your solicitor’s details, including their contact information.
  4. We’ll share our solicitor’s details – We’ll provide you with our solicitor’s contact information.
  5. Legal process begins – Both you and ourselves will send a ‘memorandum of staircasing’ to our individual solicitors, who will then handle the legal process.

Your solicitor will be your main point of contact throughout, but if there are any delays, we’re happy to chat and help where we can.

Once everything is complete, both you and ourselves will receive a completion statement from your solicitors. Be sure to keep this safe—it may be needed in the future.

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